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Best finance apps in 🇳🇬 Nigeria, September 2026

Four lists from Apple's own charts, read every morning: the most downloaded free finance apps, the best rated among the hundred most downloaded, the top paid and the top grossing. Ratings are the store's, positions are today's, and movement is against yesterday. Nothing here is estimated.

Most downloaded free finance apps

Apple's top free chart, NG, today.

  1. 1 Bamboo: Invest. Trade. Earn.Bamboo Global Inc 4.2 ·
  2. 2 MoMo PSB NGMTN FINTECH(PTY) LTD 2.2 ·
  3. 3 Cowrywise: Save & Invest MoneyCowryWise Inc 4.5 ▲4
  4. 4 Afrinvestor 2.0Afrinvest Securities Limited 2.5 ▲4
  5. 5 Moniepoint Personal BankingMoniepoint 4.5 ▼1
  6. 6 PalmPay - Transfers, BillsPalmpay Limited 4.2 ▼1
  7. 7 OKash: Safe and reliable loanOPAY MICROFINANCE BANK LIMITED 4.4 ▼1
  8. 8 OPay-Beyond BankingOPay Digital Services Pte.Ltd. 4.4 ▼5
  9. 9 PiggyVest: Save & Invest TodayPiggytech Global 4.6 ▲2
  10. 10 FairMoney: Loan App In NigeriaFAIRMONEY MICROFINANCE BANK LIMITED 4.4 ·
  11. 11 Moniepoint Business BankingMoniepoint 4.5 ▼2
  12. 12 LendSafe - Instant loanSMARTLOANS INTEGRATED SERVICES LIMITED 4.2 ·
  13. 13 Access MoreAccess Bank Plc 4.6 ▲10
  14. 14 SureFund: Fast Loan, TrustedFLEETWOOD LENDING LIMITED 4.4 ▼1
  15. 15 UBA Mobile BankingUnited Bank For Africa 3.8 ▲5
All 100, with movers and drop-outs →

Most downloaded on Google Play

NG, today
  1. 1OPay 4.5
  2. 2Bamboo: Invest. Trade. Earn. 4.1
  3. 3Moniepoint Personal Banking 4.6
  4. 4OKash: Safe and reliable loan 4.6
  5. 5Smartcash PSB 4.6
  6. 6Moniepoint Business Banking 4.6
  7. 7Afrinvestor 2.0 3.7
  8. 8OPay Business 4.5
  9. 9PalmPay - Smarter Way to Bank 4.5
  10. 10MoMo PSB NG 3.6
Google Play chart, all rows →

How "best" is decided

Downloads decide the first list: Apple's top free chart for Nigeria, which ranks by installs over the last days. The second list takes those hundred apps and sorts them by the star rating Nigeria users gave them, ignoring apps with fewer than 500 ratings so a handful of five-star reviews cannot win. Paid and grossing come straight from Apple's charts. We add no score of our own and take no placement fees.

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